Pricing for authorized tradelines depends on some variables. The strength of the payment record for length of time the card company has reported the account is one factor in determining the overall value.
Individual institutions have more user-friendly reporting methods which establish a longer time where the information reported to the bureau.
Card companies which have the most consistent positive reporting history for authorized tradelines are a quantity which many can rely on for more consistent success with rating boosts.
Larger credit lines with lower percentages of unused credit are usually directly associated with higher values.
Those top credit card companies combined with a reporting history dating back several years and credit limit increases to very significant limits offer the maximum potential for fast and efficient credit score boosts on an authorized user tradeline.
Key factors to understand are:
* High credit limits with a very low utilization of credit percentage used vs. available.
* Length of time associated with reporting from a particular institution.
* User-friendly track record of the card company for consistent reporting to bureaus.
* Strength in the brand name of the issuing credit card company.